/* ==========================================================================
   Oasis Insurers — oasisinc.net
   Wordmark font: Playfair Display (Google Fonts) · UI font: Inter
   ========================================================================== */

:root{
  --ink:#0A1B24;
  --deep:#0E3A44;
  --teal:#12707C;
  --teal-lt:#1B8C99;
  --sand:#E7DAC3;
  --gold:#B8862B;
  --gold-lt:#D9A94A;
  --cream:#FBF8F2;
  --paper:#FFFFFF;
  --line:#E3DDD2;
  --body:#3D4A50;
  --muted:#68777D;
  --maxw:1160px;
  --serif:"Playfair Display",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --shadow:0 1px 2px rgba(10,27,36,.04),0 14px 34px rgba(10,27,36,.08);
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:88px}
body{margin:0;font-family:var(--sans);color:var(--body);background:var(--paper);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--teal);text-decoration:none}
a:hover{text-decoration:underline}

h1,h2,h3,h4{font-family:var(--serif);color:var(--ink);margin:0 0 .5em;line-height:1.16;font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(2.25rem,4.8vw,3.6rem);font-weight:700}
h2{font-size:clamp(1.8rem,3.3vw,2.55rem)}
h3{font-size:1.2rem;font-family:var(--sans);font-weight:700;letter-spacing:-.005em}
p{margin:0 0 1.1em}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{font-size:.75rem;font-weight:700;letter-spacing:.17em;text-transform:uppercase;color:var(--gold);margin:0 0 .9rem}
.lede{font-size:1.12rem;color:var(--muted);max-width:64ch}
section{padding:92px 0}
.center{text-align:center}
.center .lede{margin-left:auto;margin-right:auto}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ---------- Wordmark ---------- */
.logo{display:inline-flex;align-items:baseline;gap:.55rem;text-decoration:none;white-space:nowrap}
.logo:hover{text-decoration:none}
.logo__mark{font-family:var(--serif);font-weight:700;font-size:1.7rem;color:var(--ink);line-height:1}
.logo__dot{display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--gold);margin-left:3px;vertical-align:.16em}
.logo__sub{font-size:.62rem;font-weight:600;letter-spacing:.3em;text-transform:uppercase;color:var(--gold);line-height:1}
.logo--light .logo__mark{color:#fff}
.logo--light .logo__sub{color:var(--gold-lt)}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:var(--sans);font-size:.95rem;font-weight:600;padding:.85rem 1.6rem;border-radius:4px;border:1px solid transparent;cursor:pointer;transition:.18s ease;text-align:center;text-decoration:none}
.btn:hover{text-decoration:none}
.btn--gold{background:var(--gold);color:#fff;border-color:var(--gold)}
.btn--gold:hover{background:var(--gold-lt);border-color:var(--gold-lt)}
.btn--deep{background:var(--deep);color:#fff;border-color:var(--deep)}
.btn--deep:hover{background:var(--teal);border-color:var(--teal)}
.btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn--ghost:hover{background:rgba(255,255,255,.1);border-color:#fff}
.btn--lg{padding:1rem 2rem;font-size:1rem}
.btn--block{width:100%}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.site-header .bar{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;height:78px}
.nav{display:flex;align-items:center;gap:2rem}
.nav a{color:var(--ink);font-size:.93rem;font-weight:500;opacity:.82}
.nav a:hover{opacity:1;color:var(--teal);text-decoration:none}
.header-cta{display:flex;align-items:center;gap:1.25rem}
.header-phone{font-size:.93rem;font-weight:600;color:var(--ink)}
.header-phone:hover{color:var(--teal)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:4px;padding:.45rem .6rem;cursor:pointer;color:var(--ink)}
.nav-toggle svg{width:22px;height:22px;display:block}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background:linear-gradient(155deg,#08161E 0%,#0E3A44 52%,#146F7B 100%);color:#fff;padding:98px 0 0}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;background:
  radial-gradient(900px 480px at 80% 6%,rgba(217,169,74,.22),transparent 62%),
  radial-gradient(720px 520px at 4% 94%,rgba(27,140,153,.35),transparent 60%)}
.hero .wrap{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:60px;align-items:center;padding-bottom:92px}
.hero h1{color:#fff;margin-bottom:.55em}
.hero h1 em{font-style:normal;color:var(--gold-lt)}
.hero .lede{color:rgba(255,255,255,.82);font-size:1.18rem;max-width:56ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:.85rem;margin-top:2rem}
.hero-pills{display:flex;flex-wrap:wrap;gap:.55rem;margin-top:2.3rem}
.pill{font-size:.78rem;font-weight:600;letter-spacing:.04em;padding:.4rem .85rem;border-radius:100px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.9)}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.17);border-radius:10px;padding:34px;backdrop-filter:blur(6px)}
.hero-card h2{color:#fff;font-size:1.28rem;font-family:var(--sans);font-weight:700;margin-bottom:1.4rem;letter-spacing:0}
.hero-list{list-style:none;margin:0;padding:0;display:grid;gap:1.15rem}
.hero-list li{display:flex;gap:.85rem;align-items:flex-start;font-size:.95rem;color:rgba(255,255,255,.8);line-height:1.5}
.hero-list svg{flex:0 0 20px;width:20px;height:20px;margin-top:2px;color:var(--gold-lt)}
.hero-list strong{display:block;color:#fff;font-weight:600;font-size:1rem;margin-bottom:.1rem}

/* ---------- Stats ---------- */
.stats{background:var(--cream);border-bottom:1px solid var(--line)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);text-align:center}
.stat{padding:44px 18px;border-right:1px solid var(--line)}
.stat:last-child{border-right:none}
.stat__num{font-family:var(--serif);font-size:2.45rem;font-weight:700;color:var(--deep);line-height:1;margin-bottom:.4rem}
.stat__label{font-size:.79rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}

/* ---------- Layout helpers ---------- */
.grid{display:grid;gap:26px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.section-head{max-width:760px;margin-left:auto;margin-right:auto;margin-bottom:52px}
.bg-cream{background:var(--cream)}
.bg-ink{background:var(--ink);color:rgba(255,255,255,.78)}
.bg-ink h2,.bg-ink h3{color:#fff}
.bg-ink .lede{color:rgba(255,255,255,.72)}

/* ---------- Cards ---------- */
.card{background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:34px;transition:.2s ease}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#D5CDBE}
.card p:last-child{margin-bottom:0}
.card__icon{width:46px;height:46px;border-radius:7px;display:flex;align-items:center;justify-content:center;background:var(--deep);color:var(--gold-lt);margin-bottom:1.3rem}
.card__icon svg{width:23px;height:23px}
.card--feature{padding:42px}
.card--feature .card__icon{background:linear-gradient(140deg,var(--deep),var(--teal))}
.tick-list{list-style:none;margin:1.5rem 0 0;padding:0;display:grid;gap:.7rem}
.tick-list li{position:relative;padding-left:1.65rem;font-size:.96rem}
.tick-list li::before{content:"";position:absolute;left:0;top:.6em;width:8px;height:8px;border-radius:2px;background:var(--gold);transform:rotate(45deg)}

/* ---------- Vertical chips ---------- */
.verticals{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:34px}
.vertical{background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:20px 22px;font-weight:600;color:var(--ink);font-size:.97rem;display:flex;align-items:center;gap:.7rem}
.vertical span{width:7px;height:7px;border-radius:50%;background:var(--gold);flex:0 0 7px}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;counter-reset:step}
.step{position:relative;padding-top:26px;border-top:2px solid rgba(255,255,255,.16)}
.step__num{font-family:var(--serif);font-size:.95rem;font-weight:700;color:var(--gold-lt);letter-spacing:.14em;margin-bottom:.7rem}
.step h3{margin-bottom:.45em}
.step p{font-size:.95rem;margin-bottom:0}

/* ---------- Trust strip ---------- */
.trust-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:14px}
.trust-item{display:flex;gap:1rem;align-items:flex-start}
.trust-item svg{flex:0 0 24px;width:24px;height:24px;color:var(--teal);margin-top:3px}
.trust-item h3{font-size:1.03rem;margin-bottom:.25em}
.trust-item p{font-size:.94rem;margin-bottom:0;color:var(--muted)}

/* ---------- Contact ---------- */
.contact{background:var(--cream)}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}
.contact-panel{background:var(--deep);color:rgba(255,255,255,.8);border-radius:10px;padding:42px;position:relative;overflow:hidden}
.contact-panel::after{content:"";position:absolute;inset:0;background:radial-gradient(520px 320px at 100% 0%,rgba(217,169,74,.2),transparent 65%);pointer-events:none}
.contact-panel > *{position:relative;z-index:1}
.contact-panel h2{color:#fff;font-size:1.85rem}
.contact-panel .lede{color:rgba(255,255,255,.75);font-size:1.02rem}
.contact-list{list-style:none;margin:2.2rem 0 0;padding:0;display:grid;gap:1.5rem}
.contact-list li{display:flex;gap:1rem;align-items:flex-start}
.contact-list svg{flex:0 0 20px;width:20px;height:20px;color:var(--gold-lt);margin-top:4px}
.contact-list .k{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.55);font-weight:600;margin-bottom:.15rem}
.contact-list .v{color:#fff;font-weight:600;font-size:1.02rem}
.contact-list .v a{color:#fff}
.contact-list .note{font-size:.85rem;color:rgba(255,255,255,.6);font-weight:400}

.form-card{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:42px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.field{display:flex;flex-direction:column}
.field--full{grid-column:1 / -1}
.field label{font-size:.83rem;font-weight:600;color:var(--ink);margin-bottom:.45rem;letter-spacing:.01em}
.field label .req{color:var(--gold);margin-left:2px}
.field input,.field select,.field textarea{font-family:var(--sans);font-size:.97rem;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:5px;padding:.78rem .9rem;transition:.15s ease;width:100%}
.field textarea{resize:vertical;min-height:118px}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(18,112,124,.13)}
.field input:invalid:not(:placeholder-shown){border-color:#C0562B}
.consent{display:flex;gap:.7rem;align-items:flex-start;font-size:.86rem;color:var(--muted);line-height:1.5;margin-top:.3rem}
.consent input{width:16px;height:16px;flex:0 0 16px;margin-top:3px;accent-color:var(--teal)}
.form-note{font-size:.82rem;color:var(--muted);margin:1rem 0 0;text-align:center}
.form-status{margin-top:1.1rem;padding:.9rem 1.1rem;border-radius:5px;font-size:.93rem;display:none}
.form-status.is-ok{display:block;background:#EAF4F0;border:1px solid #BFDDD2;color:#1C5C48}
.form-status.is-err{display:block;background:#FBEDE8;border:1px solid #EBC8B9;color:#8C3B1B}

/* ---------- Footer ---------- */
.site-footer{background:var(--ink);color:rgba(255,255,255,.6);padding:64px 0 0;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;padding-bottom:48px}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1.1rem;font-weight:700}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.6rem}
.site-footer a{color:rgba(255,255,255,.65)}
.site-footer a:hover{color:#fff}
.footer-about p{margin-top:1.2rem;max-width:38ch;font-size:.92rem;line-height:1.6}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:24px 0;display:flex;justify-content:space-between;gap:1.5rem;flex-wrap:wrap;font-size:.85rem;color:rgba(255,255,255,.45)}
.footer-bottom .links{display:flex;gap:1.4rem;flex-wrap:wrap}

/* ---------- Responsive ---------- */
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:44px;padding-bottom:72px}
  .g3,.g4,.steps,.verticals,.trust-strip{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2){border-right:none}
  .stat:nth-child(1),.stat:nth-child(2){border-bottom:1px solid var(--line)}
  .contact-grid{grid-template-columns:1fr;gap:32px}
}
/* Collapse the nav well before the links run out of room — media queries
   measure the viewport including the scrollbar, so leave headroom. */
@media (max-width:900px){
  .nav-toggle{display:inline-flex}
  .nav{position:absolute;top:78px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 20px;display:none;box-shadow:var(--shadow)}
  .nav.is-open{display:flex}
  .nav a{padding:.75rem 0;border-bottom:1px solid var(--line)}
}
@media (max-width:760px){
  body{font-size:16px}
  section{padding:62px 0}
  .wrap{padding:0 20px}
  .section-head{margin-bottom:36px}
  .lede{font-size:1.04rem}

  /* Header */
  .site-header .bar{gap:.75rem;height:66px}
  .nav{top:66px}
  .header-phone{display:none}
  .header-cta{gap:.6rem}
  .header-cta .btn{width:auto;padding:.68rem 1.05rem;font-size:.88rem}
  .logo__mark{font-size:1.42rem}
  .logo{gap:.4rem}

  /* Hero */
  .hero{padding-top:52px}
  .hero-grid{gap:36px;padding-bottom:58px}
  .hero .lede{font-size:1.06rem}
  .hero-actions{gap:.7rem;margin-top:1.7rem}
  .hero-card{padding:26px 22px}
  .hero-pills{margin-top:1.9rem}

  /* Stats stay two-up and readable */
  .stat{padding:30px 12px}
  .stat__num{font-size:1.95rem}
  .stat__label{font-size:.7rem;letter-spacing:.07em}

  /* Content blocks */
  .g2,.g3,.g4,.steps,.trust-strip,.form-grid{grid-template-columns:1fr}
  .verticals{grid-template-columns:1fr 1fr;gap:10px;margin-top:26px}
  .vertical{padding:15px 16px;font-size:.9rem}
  .card{padding:26px 22px}
  .card--feature,.form-card,.contact-panel{padding:26px 22px}
  .card__icon{width:42px;height:42px;margin-bottom:1.1rem}
  .steps{gap:32px}

  /* Full-width tap targets for primary actions */
  .btn{width:100%;padding:.95rem 1.4rem}
  .btn--lg{padding:1rem 1.5rem}
  .nav a{padding:.85rem 0}

  /* Contact + footer */
  .contact-list{gap:1.3rem}
  .footer-grid{grid-template-columns:1fr 1fr;gap:30px;padding-bottom:38px}
  .footer-about{grid-column:1 / -1}
  .footer-about p{max-width:none}
  .footer-bottom{flex-direction:column;gap:.9rem}
}
@media (max-width:420px){
  .site-header .logo__sub{display:none}
  .header-cta .btn{padding:.68rem .9rem;font-size:.85rem}
  .vertical{font-size:.86rem;padding:14px 13px;gap:.5rem}
}
@media (max-width:359px){
  .verticals{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:1fr}
  .stat{border-right:none;border-bottom:1px solid var(--line)}
  .stat:last-child{border-bottom:none}
}
@media (prefers-reduced-motion:reduce){
  *{transition:none!important;scroll-behavior:auto!important}
  .card:hover{transform:none}
}

/* ---------- Legal / secondary pages ---------- */
.legal-hero{background:linear-gradient(155deg,#08161E 0%,#0E3A44 100%);color:#fff;padding:72px 0 56px}
.legal-hero h1{color:#fff;font-size:clamp(2rem,4vw,2.9rem);margin-bottom:.3em}
.legal-hero p{color:rgba(255,255,255,.7);margin:0}
.legal{padding:64px 0 88px}
.legal .wrap{max-width:780px}
.legal h2{font-size:1.45rem;margin-top:2.4rem}
.legal h2:first-of-type{margin-top:0}
.legal ul{padding-left:1.2rem;margin:0 0 1.1em}
.legal li{margin-bottom:.5rem}
.legal .updated{font-size:.9rem;color:var(--muted);border-bottom:1px solid var(--line);padding-bottom:1.5rem;margin-bottom:2rem}

/* ---------- Post-submission thank you ---------- */
.thanks{text-align:center;padding:14px 0 6px}
.thanks__icon{width:62px;height:62px;margin:0 auto 1.4rem;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#EAF4F0;color:#1C7A5E;border:1px solid #C7E2D6}
.thanks__icon svg{width:30px;height:30px}
.thanks__title{font-family:var(--serif);font-size:1.7rem;font-weight:700;margin-bottom:.5em;letter-spacing:-.01em}
.thanks p{color:var(--muted);max-width:44ch;margin-left:auto;margin-right:auto}
.thanks__meta{font-size:.92rem;border-top:1px solid var(--line);padding-top:1.4rem;margin-top:1.6rem}
.thanks .btn{margin-top:.4rem}
.thanks__title{text-wrap:balance}
@media (max-width:760px){
  .thanks__title{font-size:1.45rem}
  .thanks__icon{width:54px;height:54px;margin-bottom:1.2rem}
  .thanks p{font-size:.95rem}
}